I started a job at age 18 and will be eligible to retire at 48 with 65% of my salary, adding 2.2% per year thereafter.  I will likely wait until my daughter is in college which will give me over 70% with an increase of 3% per year.  I also have an IRA as does my wife.  she will be eligible for SS at some point, but we will not plan ont hat being ( Read more... )